Budgeting on a Low Income: My Biweekly Plan, Cash Envelopes & Simple Tools That Work

I’ve lived paycheck to paycheck and had to make a low-income budget actually work. Here’s the system I use: split monthly bills across biweekly paychecks, cash envelopes for groceries/gas, bare-bones budgeting, and simple budgeting tools to track every dollar and start saving $5–$10 at a time.